Link: http://www.smartsaver.sg/There is always a better way to travel and see the best of the world.
Managed by a team led by Ms. Rita Agnes K. Cruzado and her associates since January 1995, Smart Saver has also successfully defined and captured its market the overseas Filipinos in Singapore. More specifically, Filipino contract workers, tourist, temporary residents, professionals and their families who travel to/from Singapore and the Philippines and to the rest of the world.
Its strategic alliance with Smart Travel has been instrumental in allowing Smart Saver in giving their clients the best value for their money. Ms. Cruzado is ably supported by a staff of competent professionals who are well-trained to respond to the myriad demands of overseas Filipinos in Singapore as well as the local Singaporean community. It offers the following services: ticketing for both International /Domestic, Package Tours/Hotel Accomodations and Documentation/US Visa Processing and luxury cruises, among others.
Smart Saver Travel Pte Ltd. Is a member of National Association of Travel Agents Singapore (NATAS) & International Air Transport Association (IATA). It is also the only Filipino IATA - accredited agent in Singapore.
Link: http://www.digiartlab.net BIO21 year old Martin Zapanta works as a full-time Digital
Graphic and Multimedia Designer. He works from his house in
Taytay. He loves to make illustrations that look old and shiny,
with bright colours and flowing lines, elements of nature, strange
combinations and symmetry.
 | Find Us | May 2, '08 1:13 AM
for everyone |
Link: http://www.digiartlab.netDigiart Lab Digital Designs & Photography
107 L.Wood St., Brgy. Dolores, Taytay, Rizal, 1920
by appointment only
Link: http://www.digiartlab.netWe’d love to hear from you! Please feel free to contact us with any questions or concerns you may have. You can reach us via phone or email.
FOR GENERAL INQUIRIES :
YMID: digiartlab
Email: contact@digiartlab.net
Mobile: +63917.6060.452 / +63928.6973.857
| Policies | May 2, '08 12:59 AM
for everyone |
Link: http://www.digiartlab.net● Payment. Payment of Deposit is due to begin the project outlined in your estimate. If we do our best and provide you with all the designs in the estimate, including a couple extra if you don't like any of your choices at all, Deposits are NON REFUNDABLE. This is not negotiable. IF you decide to change your company name, we are not responsible for doing a new job for you for free, this is also not negotiable. If we do not hold up our end of the agreement and do not provide you with the designs outlined in the estimate and email agreement then you are entitled to a refund. We are a VERY fair and generous and pride ourselves on going above and beyond on every project to make it work.
● Approval of Final Artwork. The Client shall proofread & approve all final type before the production of artwork. Final proof will include artwork, size, shipping address & quantity. The email verification of the Client’s Representative shall be conclusive as to the approval of all artwork, drawings & other items prior to their release for printing, fabrication, or installation. Digiart Lab does not offer proofreading, editing or copy writing. NO refunds or reprints are given after a final approved design has gone to print.
● RUSH FEES. ANY job that is pushed ahead of regularly scheduled jobs for emergency purposes will have an automatic rush fee added of Php 3,500 for all types of designs.
● Ownership. All artwork, specifications, and other visual presentation materials remain the property of the Designer to show in printed or online portfolios for the length of the lifetime of the artist. Final artwork & concepts may not be given to other artists to alter, reproduce or post online in any way without express permission of Digiart Lab.
● Liability of Designer. The Designer shall take reasonable precautions to safeguard original or other materials provided by the Client. The Designer shall, however, not be liable for any damage to, or loss of any material provided by the Client, including artwork, photographs, or manuscripts, other than or on account of willful neglect or gross negligence of the Designer. Although Digiart Lab may recommend that the client utilize the services of various trades people, Digiart Lab shall have no liability for payment to these trades people, nor shall Digiart Lab have liability as a result of any services or product or materials by said trades people
● Payment of Fees. Fees are due & payable on the following schedule: 50% deposit, 50% upon completion. Payment in full is due before files are provided or printed materials are shipped out.
● Termination. Either party may terminate this Agreement upon giving written notice to the other as specified below. Upon termination the Designer may retain any initial payment & the Client shall pay the Designer for all hours expended on the Project, up to the date of termination, at the Designer’s standard rates together with all other amounts due hereunder.
● Refunds. Once a project has been designed in full according to the agreed upon project, no refunds are given after design has been approved. If more than the agreed upon number of layouts is provided along with revisions no deposit is refunded. If print color is poor, your order will be reprinted for you at no cost. Refunds for shipping & printing are not given.
● Timelines. After deposit is given & project has been outlined, we will provide you will an estimated turnaround time. For any designs this turnaround time is from the date we have ALL CONTENT FROM YOU. Without content from you, the design job can not be fully understood or planned out. If you decide to take a break from the project without informing Digiart Lab, and then pop back up a month later, we can not guarantee you will still be first in line for design work. We will do out best to work you back into the schedule as time permits. Clients that disappear longer than 2 months, the project will be cancelled.
● Changes to Policy. We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.
RECAP:
ESTIMATES ARE GOOD FOR 30 DAYS only.
NO Digiart Lab graphics are available for use without written permission.
NO Digiart Lab graphics may be used by any other designers.
NO Digiart Lab graphics are free for commercial use without written permission.
DEPOSITS (50%) ARE NON REFUNDABLE IF WORK DESCRIBED IN ESTIMATE HAS BEEN COMPLETED.
These policies are NON-NEGOTIABLE and apply to all jobs.
Policies apply to each and every job with Digiart Lab
Link: http://www.digiartlab.netThis certifies that DIGIART LAB DIGITAL DESIGNS & PHOTOGRAPHY is a business name registered in this office pursuant to the provisions of Act 3883, as amended by Act 4147 and Republic Act No. 863, and in compliance with the applicable rules and regulations prescribed by the Department of Trade and Industry.
Link: http://www.creativelatitude.com/neils_newbies/neils_newbies_0206.html#...Figuring your real hourly rate.
By Neil Tortorella
A better way to approach the problem is figuring out your bottomline — where you need to be to really make money. Go below this point and you're paying your client for the honor of working for them. The more work you take on at the wrong rate, the deeper the hole you'll dig for yourself. You can actually "sell" yourself right out of business with a rate that's too low. Go too high and you'll price yourself out of the market. Once you know the true costs of doing business, you can make sensible decisions. more...
Link: http://www.creativepublic.com/pricing_your_projects.phpDetermining how much to charge for your services is often one of the biggest challenges for a new freelancer. If you charge too much you won't get hired and if you charge too little you'll starve. Take the time to read this article and you will figure out what you need to charge to thrive.
If you are a new freelancer, you have probably searched the Internet trying to look for average rates of professionals in your field. Don't even bother. I will let you in on a secret, now that the Internet is here, there aren't any "average" rates because demographics are too widespread. The United States has banned competitors from discussing rates amongst each other based on Antitrust laws. This is why you are having such a hard time finding rate surveys, there aren't any. Instead I will show you how to figure out what your rates should be by using a formula.
Start by figuring out what you want your annual salary to be. To determine your salary, you might want to pay yourself what you earned as an employee or take a look at salary.com to find out what an average salary for your profession is.
For this formula, you will need to figure out what your overhead is. Overhead is an expense that cannot be found billable to a client, it is just a cost incurred by running your business. Please fill out the following form. If you aren't sure what your overhead is, then look back on last year's credit card bills and checking account statements. more...
Link: http://www.digiartlab.netAs returning customer, we appreciate your business very much. Let us continue to provide you with our service. Please use the form below to request additional services, changes to an existing project, or if you simply have a question.
Link: http://www.digiartlab.netYour project is important to us. The more information you provide us about you, your business, and needs the better we are able to plan out your project appropriately. Please take the time to fill to out the form below. We greatly appreciate it!
If you are a returning customer please click here.
Link: http://www.g-cash.com.ph/main.aspx?rand=804How to register
Registration is a key process that activates the GCASH wallet in your Globe or TM cellphone. It is a one-time process, where you can choose to register through text or through the GCASH menu found in your SIM.
To register through text
Register your cellphone to GCASH by sending this text to 2882:
REG4-digit PIN/mother’s maiden name/first name/last name/address
Remember! Make sure that your First Name and Last Name match the information that appears in any valid ID of yours. This is important for future GCASH transactions.
How to convert cash into GCASH
After you’ve registered, you will need to load your mobile wallet with GCASH. This is done by converting your cash to GCASH at a Globe Center or at any accredited GCASH partner.
There are several ways that you can convert your cash to GCASH, and you can choose the option that is most convenient for you.
Go to a Globe Business Center
You can go to any Globe Center and request to do a GCASH transaction. You will need to fill up a GCASH Service Form, and present any valid ID to complete your transaction. Cashing in at a Globe Center is FREE!
Go to an accredited GCASH Partner
GCASH has over 1,800 accredited partners around the Philippines. These include SM Department & Metro Gaisano stores. Just like in a Globe Center, you will need to fill up a GCASH Service Form and present a valid ID to complete your transaction. You may be charged a transaction fee, which may vary per partner.
or a list of cash-in outlets through your phone, just type INFO CILIST and send to 2882. Cash-in outlets are partners that accept peso to GCASH conversions.
For a list of cash-out outlets through your phone, just type INFO COLIST and send to 2882. Cash-out outlets are partners that accept GCASH to peso conversions.
If you’d like to find the GCASH outlet nearest you, you can also text FIND GCASH and send to 7000.
Go to a Bancnet ATM
You can also convert the cash in your Bancnet account to GCASH. To convert, you just need to go to any Bancnet ATM, select the option to do a fund transfer to Asia United Bank/GCASH. You will then be asked to key-in the 11-digit number of the mobile number you wish to load. After the transaction is completed, you will receive a text confirmation.
Remember! Bancnet currently only accepts cash to GCASH conversions. You will be charged P25.00/transaction.
Go to the BPI Express Mobile menu on your SIM
You can also reload your GCASH wallet through the BPI Express Mobile menu on your SIM.
To load your GCASH wallet directly from your account, go to the BPI Express Mobile menu and choose GCASH Transfer. You will be asked to enter your BPI Express Mobile 6-digit PIN and indicate the amount of cash you want to transfer to your GCASH wallet.
How to send GCASH
Person-to-person money transfer or P2P allows you to send GCASH to any Globe or TM subscriber at the speed of a text message, anytime, anywhere.
Just type AMOUNT4-digit PIN and send to 2882+10 digit cellphone number of the recipient.
You can also go to the Globe Services menu in your SIM card, click on Postpaid or Prepaid Services>GCASH>Send GCASH
Link: http://smart.com.ph/money/Smart Money ACTIVATIONS Procedures: How to download a Smart Money VIRTUAL Account For Super SIM 3 1. Go to SMART MENU and select SMART MONEY 2. Choose any transaction to set W-PIN. 3. Subscriber will receive a prompt to enter desired SMART Money W-PIN. 4. Re-enter W-PIN and Press OK. 5. Choose ‘Get Account’ press OK 6. Subscriber will receive a confirmation message that W-PIN has been set and Menu will be updated. For Super SIM 1 and 2 1. Type in MONEY 2. Send it to 343 3. Subscriber will receive a prompt to enter desired SMART Money W-PIN. 4. Re-enter W-PIN and Press OK. 5. Subscriber will receive a confirmation message that W-PIN Has been set and Menu will be updated.
Smart Money TRANSACTIONS Procedures: BALANCE CHECKING: How to check your Smart Money Account Balance: 1. Go to SMART MENU and select SMART MONEY 2. Select Balance, press OK 3. Select Card Account you would like to check, press OK 4. Enter your W-PIN, press OK 5. You will then get a notification from Smart Money about your current Smart Money Balance.
TRANSFER MONEY: How to transfer Money: 1. Go to your SMART MENU, select SMART Money. 2. Select ‘Transfer’, press OK. 3. Choose ‘Others’, then press OK. 4. Enter the account number of the recipient, and then press OK. 5. Once ‘Transfer from’ is shown on screen, press Ok then select active Smart Money Card, press OK 6. Key in the amount to be transferred, then press OK. (Min:Php1,000 Max:Php10,000) 7. Enter your W-PIN, press OK. 8. You will then get a notification message regarding your transaction.
| NO!SPEC | Mar 27, '08 9:24 PM
for everyone |
Link: http://no-spec.com/
What is Spec?
The NO!SPEC campaign: Serves as a vehicle to unite those who support the notion that spec work devalues the potential of design and ultimately does a disservice to the client.
Our mission: To educate the public about speculative, or 'spec' work.
Our target: Those who use creative services, as well as creative professionals (designers, photographers, illustrators, typographers, writers and those in marketing, branding and advertising).
What you can do: Read NO!SPEC's Protocols. Place a on your site. Sign the NO!SPEC petition. Distribute the "NO!SPEC" posters. Contact us with your thoughts, comments, articles and insights.
Requirements: The only requirement for participation is putting the appropriate value on your profession.
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